Trip Insurance

When selecting a travel insurance policy, please bear in mind that all travelers are strongly recommended to have medical coverage and that we recommend a minimum coverage of $150,000 USD for travel medical/accident & sickness, and $500,000 USD for emergency medical evacuation and repatriation. It can help for those benefits to be Primary coverage. We strongly recommend that the policy also includes benefits for trip cancellation, trip interruption, trip delay, and some coverage for baggage & personal effects.

The sooner you purchase a trip protection style plan, the more it can cover! We recommend purchasing a trip protection style plan within 21 days of making your initial trip payment of any kind for this trip, and before making your final pre-trip payment. Please ensure that all the activities you plan on participating in are covered by your travel insurance.

For our trips and included activities, we recommend working with Wanderwell . Why we recommend Wanderwell:

Click here to create quotes and purchase a travel insurance plan online directly through the quoting pathway on our Wanderwell affiliate page. 

Trip Protection style travel insurance plans are designed to provide coverage for Trip Cancellation if you are prevented from taking your trip due to a covered reason listed in the plan certificate; most notably - illness, injury, or death to the traveler, a traveling companion, and/or an immediate family member not traveling, unforecasted inclement weather, and much more. Also included are benefits for Trip Interruption, Trip Delay, Baggage & Personal Effects, Travel Medical Expenses, and Emergency Medical Evacuation. Included:

  • Trip Cancellation *due to listed covered reasons

  • Trip Interruption *due to listed covered reasons

  • Trip Delay (varies by plan)

  • Baggage and personal effects

  • Medical expenses (not limited to emergencies)

  • Global network of contracted doctors and hospitals

  • Emergency Medical Evacuation

  • Coverage in the event of financial default of a tour operator or airline or a labor strike, unforeseen terror event, or unforeseen inclement weather. *time-sensitive

  • Pre-existing Medical Condition Exclusion Waiver (coverage for pre-existing conditions) can be included based on the timing of your purchase. *See plan certificate for coverage details.

  • The "Cancel for Any Reason" upgrade is available as an upgrade in some plans only (eligibility requirements apply)

Wanderwell makes it simple - offering one modern, comprehensive trip protection plan designed to cover the most common travel perils related to trip cancellation, trip interruption, trip delay, and travel medical, that goes above and beyond many of the basic plans on the market. You can even add the Cancellation for Any Reason (CFAR) upgrade if you meet the eligibility requirements. Their plan acts as primary coverage so you won't need to worry about coordination with your domestic insurers. Wanderwell also has a dedicated support team that will advocate for you throughout the claims process.

SUDDEN JOURNEYS and Wanderwell are values-aligned. Wanderwell is a Certified B Corp, Transformational Travel Council ALLY, Tourism Cares member, and 1% for the Planet business member that donates a portion of all sales to nonprofit organizations that are verified to be working to protect our planet.